Unified Pension Scheme

Unified Pension Scheme (UPS) is introduced by the Central Government as an option under the National Pension System (NPS) for Central Government employees with effect from 1st April 2025. The UPS provides assured pay-out based on the prescribed conditions.

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Guaranteed Pension

50% of the last drawn basic salary for employees with atleast 25 years of service.

Minimum Pension

₹10,000 per month for employees with 10-25 years of service.

Family Pension

60% of the last pension drawn for legally wedded spouse.

Read the Notification & FAQs on UPS for detailed insights
Government Subscribers

Online Registration for UPS

Who Can Register?

New recruits joining Government service on or after April 1, 2025, can opt for enrolment in the Unified Pension Scheme (UPS).

REGISTER ONLINE NOW
Government Subscribers

Migrate to UPS (from NPS)

Who Can Register?

Government employees covered under National Pension System (NPS) as of April 1, 2025, can opt to migrate to Unified Pension Scheme (UPS)

REGISTER ONLINE NOW

Claim UPS Benefits

Government employees covered under NPS, retired on or before March 31, 2025 and meet the prescribed conditions

Claim UPS Benefits Online Now

UPS Calculator

Government employees covered under NPS, retired on or before March 31, 2025, enter a few details to estimate monthly payout

Estimate Monthly Payout Now

Resources under UPS

Standard Operating Procedures (SoPs):

Data File Format Templates & Utilities

For Nodal Officers

Registration:

Contribution:

Forms under UPS

Registration & Migration Forms:

Claim and Payout Forms:

Frequently Asked Questions (FAQs)

The Unified Pension Scheme (UPS) has been introduced as an option under the National Pension System (NPS) by the Central Government for the Central Government employees covered under NPS so that they may receive an assured payout after their retirement. It is a ‘fund-based’ payout system which relies on the regular and timely accumulation and investment of applicable contributions (from both the employee and the employer (the Central Government)) for grant of monthly payout to the retiree.

The Unified Pension Scheme will be operational from 1st April, 2025.

The Central Government employees, who are covered under NPS, are eligible to submit their option for UPS under National Pension System.

The rate of full assured payout will be @50% of 12 monthly average basic pay, immediately prior to superannuation. Full assured payout is payable after a minimum 25 years of qualifying service. In case of lesser qualifying service period, proportionate payout would be admissible. A minimum guaranteed payout of Rs. 10,000 per month shall be assured in case superannuation is after 10 years or more of qualifying service subject to timely and regular credit of contributions and no withdrawals. In cases of voluntary retirement after a minimum 25 years of qualifying service, assured payout will commence from the date on which the employee would have superannuated if he had continued in service.

A minimum assured payout of Rs.10,000 per month has been guaranteed under Unified Pension Scheme in case superannuation is after 10 years or more of qualifying service, subject to timely and regular credit of contributions and no withdrawals.
Check the FAQs on UPS for more detailed explanations.